
info@benecofinance.co.uk +440 208 050 2478

Exclusive Mortgage Product
Headline information
upto 6.5 x income
Supporting First time buyers afford more
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Multiple Incomes
Overtime, Bonus, Commission and second jobs accepted
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90% Loan to Value
Starting with as little as a 10% deposit
Gifted Deposits
Help towards the deposit from parents, family and friends
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Upto 40 years
Maximising first time buyer affordability and budget
Flexible Residency
Able to assess where Permanent Rights to Reside aren't in place
1 year self employed
For all standard application with incomes above £50k
Upto 4 Applicants
Able to use more than 2 applicants income on a case by case basis
Potential homeowners are telling us its increasingly harder to get a deposit together or afford a property they would like to make a home. At Beneco Financial Services, we have exclusive access to a lender and product that can assist in making your dream become a reality. This product is also Sharia Compliant.
Supporting More
complex situations
Sharia Compliant
At Beneco Financial Services we can support you in obtaining an Islamic mortgage that is compliant with Sharia Law. These mortgages are not the same as traditional mortgages because they don’t involve paying interest. We’re one of a limited number of companies who has the permission from The Financial Conduct Authority to arrange Sharia Compliant Mortgages
For Customers with bad credit
It’s often possible to obtain a mortgage with a bad credit history, although the options available to you may be limited or not with the lender of your choosing. At Beneco Financial Services we have the experience of what lenders are looking for and what they will consider.
Self Employed & Sole Traders
Accounts for 2 years is preferred, but, If you have less than 2 years it could still be possible to obtain a mortgage. Most mortgage lenders will average your income but there are some lenders who consider your latest year figures. Also, there are lenders who could consider using your retained profit, salary and dividends, if you’re a Ltd company director and take a low salary and dividends but have a high retained profit.