info@benecofinance.co.uk +440 208 050 2478
Homemovers
Are you ready to get a new mortgage for your dream home?
Whether you need more room or are looking to be nearer to schools, there’s often a lot resting on getting the dream home – and you really need your mortgage application to work hard to secure it!
Moving home is often highly-stressful, and you don’t want the wrong mortgage path making matters worse by risking your credit rating, lender credibility and home of your dreams. Beneco Financial Services are on-hand to make that transition as easy as possible. We’re focused on delivering a prompt, hassle-free service to allow you to still focus on family life, work and packing!
Our friendly team can work with you to cost out your move to see whether it is possible. We can even point you towards our approved panel of solicitors.
Supporting More
complex situations
Sharia Compliant
At Beneco Financial Services we can support you in obtaining an Islamic mortgage that is compliant with Sharia Law. These mortgages are not the same as traditional mortgages because they don’t involve paying interest. We’re one of a limited number of companies who has the permission from The Financial Conduct Authority to arrange Sharia Compliant Mortgages
For Customers with bad credit
It’s often possible to obtain a mortgage with a bad credit history, although the options available to you may be limited or not with the lender of your choosing. At Beneco Financial Services we have the experience of what lenders are looking for and what they will consider.
Self Employed & Sole Traders
Accounts for 2 years is preferred, but, If you have less than 2 years it could still be possible to obtain a mortgage. Most mortgage lenders will average your income but there are some lenders who consider your latest year figures. Also, there are lenders who could consider using your retained profit, salary and dividends, if you’re a Ltd company director and take a low salary and dividends but have a high retained profit.
At Beneco Financial Services, we can navigate the complexity that complex mortgages, self-employed/sole trader status and adverse credit history can bring to mortgage applications.